Do you know if your auto insurance policy provides discounts for using telematics to monitor driving? Do you know what telematics is? Some insurance companies have taken telematics to a new level and are using them to monitor good driving habits that result in premium discounts.

Why consider Telematics?

• Potentially save on car insurance premiums.
• Drive more safely because you are aware of your driving behaviors.
• Help reduce the likelihood of an accident.
• Simple to sign up and use.
• It’s voluntary.

How does Telematics work?

A telematics program collects data on your driving habits from an app on your phone while you drive. Data is usually collected for 90 days. Data is assessed and graded on 5 variables known to increase the probability of an accident:

• Time of Day
• Speed
• Acceleration
• Braking 
• Distraction

The insurance company will then determine if you qualify for discounts based on your scores.

How do I sign up?

If you are interested in learning more and adding telematics to your auto insurance in Georgia, please contact Kristi Flynn at kflynn@twgins.net or 678-906-2008 x1209.