Home Warranties and Homeowners Insurance Policies are both important ways to reduce the risk and possibly the financial burden of homeownership, but they serve two entirely different purposes. Do you know whether something is covered by your Home Warranty or Homeowners Insurance Policy? Home Warranty: A Home Warranty covers the service, repair and/or replacement of […]
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If you have been following the news since early 2021, you know that one of the hottest issues continues to be the ongoing cyber attacks and ransomware. So far the news has focused on large cases with national exposure, but any disruption to online connectivity and service may be detrimental to many small businesses too. […]
Summer storm season is here! Here are 4 easy steps to make sure you are ready and properly covered. Buy the right policies No single insurance policy will cover all types of hurricane damage. For example, most homeowners insurance policies won’t pay for flood damage, so if you want coverage, you’ll need flood insurance. Don’t […]
Everywhere you look, things are getting more expensive. Across industries, there are ongoing supply issues that affect the prices of everyday items. As with most financial institutions, higher-than-expected inflation has affected property/casualty insurers. Insurers charge prices today that will pay for future claims. If inflation proves to be greater than the inflation rate anticipated in […]
Our Risk Analyst has aggregated data looking at 2020 and made some projections and predictions for 2021. Click the photo below to check out some recommendations for your insurance renewals in 2021!